Privacy Policy

1. An overview of data protection

General information

The following information will provide you with an easy-to-navigate overview of what will happen to your personal data when you visit this website. The term „personal data“ comprises all data that can be used to identify you personally. For detailed information about data protection, please consult our data protection declaration, included beneath this copy.

Data collection on this website

Who is the responsible party for collecting data on this website?

The data on this website are processed by the operator of the website, whose contact information is available under the „Imprint“ section on this website.

How do we collect your data?

We collect your data as a result of your sharing your data with us. For instance, this may be the information you enter into our contact form.
Our IT systems automatically record other data, when you visit our website. These data comprise primarily technical information (e.g. web browser, operating system or access time of the site). This information is recorded automatically when you access this website.

What are the purposes we are using your data for?

A portion of the information is generated to guarantee the error-free provision of the website. Other data may be used to analyse your user patterns.

What rights do you have as far as your information is concerned?

You have the right to receive information about the source, recipients and purposes of your archived personal data at any time without having to pay a fee for those disclosures. You also have the right to demand that your data are rectified or eradicated. Please do not hesitate to contact us at any time under the address disclosed in the „Imprint“ section on this website, if you have any questions about this section of data protection or any other data protection-related issues. You also have the right to log a complaint with the competent supervising agency.
Moreover, under certain circumstances, you have the right to demand the restriction of the processing of your personal data. For details, please consult our Data Protection Declaration under section „Right to demand precessing restrictions”.

Analysis tools and tools provided by third parties

It is possible that your browsing patterns will be statistically analysed when you visit this website. Those analyses are performed primarily with cookies and with so-called analysis programmes. As a rule, the analyses of your browsing patterns are conducted anonymously; browsing patterns cannot be traced back to you.

You have the option to object to those analyses or you can prevent their performance by not using certain tools. For detailed information about the tools and about your options to object, please consult our Data Protection Declaration below.

2. Hosting

External hosting

This website is hosted by an external service provider (host). Personal data, which are collected on this website are stored on the servers of the host. These may primarily include IP addresses, contact requests, meta data and communications, contract and contact information, names, website access and other data, generated through a website.
The host is used for the purpose of fulfilling the contract with our potential and existing customers (article 6 paragraph 1 lit. b DSGVO) and in the interest of secure, fast and efficient provision of our online services by a professional provider (Article. 6 paragraph 1, letter f DSGVO (= Datenschutz-Grundverordnung ≙ General Data Protection Regulation = GDPR))
Our host will only process your data to the extent necessary to fulfil its performance obligations and to follow our instructions with respect to those data.
Execution of a contract data processing agreement
In order to guarantee processing in compliance with data protection regulations, we have concluded an order processing contract with our host.

3. General information and mandatory information

Data protection

The operators of this website and its pages take the protection of your personal data very seriously. Hence, we handle your personal data as confidential information and in compliance with the statutory data protection regulations and this Data Protection Declaration.
Whenever you use this website, a variety of personal information will be collected. Personal data comprises data that can be used to identify you personally. This Data Protection Declaration explains which data we collect as well as the purposes we use these data for. It also explains how and for which purpose the information is collected.
We herewith advise you that the transmission of data via the internet (i.e. through e-mail communications) may be prone to security gaps. It is not possible to protect data completely against third party access.

Information about the responsible party (referred to as the „controller“ in the GDPR)

The data processing controller on this website is:
Financial Projects S GmbH
Mendener Straße 3
45470 Mülheim an der Ruhr
Phone: +49 208 30 99 80 70
E-mail: office@financialprojects-services.de
The „controller” is the natural person or legal entity that single-handedly or jointly with others makes decisions as to the purposes of and resources for the processing of personal data (e.g. names, e-mail addresses, etc.).
Revocation of your consent to the processing of data
A wide range of data processing transactions is only possible with your explicit consent. You may also revoke any consent already you have already given to us. To do so, an informal notification via e-mail is sufficient. This shall be without prejudice to the lawfulness of any data collection that occurred prior to your revocation.

Right to object to the collection of data in special cases; right to object to direct advertising (article 21 GDPR)

In the event that data are processed on the basis of article 6, paragraph 1, letter E or F GDPR, you have the right to object to the processing of your personal data at any time, if there are special cirumstances arising from your unique situation. This also applies to any profiling, based on these provisions. To determine the legal basis, on which any processing of data is based, please consult this Data Protection Declaration. If you log an objection, we will no longer process your affected personal data, unless we are in a position to present compelling protection worthy reasons for the processing of your data that outweigh your interests, rights and freedoms or if the purpose of the processing is the claiming, exercising or defence of legal entitlements (objections pursuant to article 21 paragraph 1 GDPR).
If your personal data is being processed in order to engage in direct advertising, you have the right to object to the processing of your affected personal data for the purposes of such advertising at any time. This also applies to profiling to the extent that it is affiliated with such direct advertising. If you object, your personal data will subsequently no longer be used for direct advertising purposes (objections pursuant to article 21 paragraph 2 GDPR).
Right to log a complaint with the competent supervisory agency
In the event of violations of the GDPR, data subjects are entitled to log a complaint with a supervisory agency, in particular in the member state where they usually maintain their domicile, place of work or at the place where the alleged violation occurred. The right to log a complaint is in effect regardless of any other administrative or court proceedings available as legal recourses.

Right to data portability

You have the right to demand that any data which we automatically process on the basis of your consent or in order to fulfil a contract will be handed over to you or a third party in a standard, machine-readable format. If you demand the direct transfer of the data to another controller, it will only be done, if it is technically feasible.

SSL and/or TLS encryption

For security reasons and to protect the transmission of confidential content, such as purchase orders or inquiries you submit to us as the website operator, this website uses either an SSL or a TLS encryption programme. You can recognise an encrypted connection by checking whether the address line of the browser switches from „http://“ to „https://“ and also by the appearance of the lock icon in the browser line.
If the SSL or TLS encryption is activated, data you transmit to us cannot be read by third parties.

Information, rectification and eradication of data

Within the scope of the applicable statutory provisions, you have the right to demand at any time all information about your archived personal data, their source and recipients as well as the purpose of the processing of your data. You may also have a right to have your data rectified or eradicated. If you have any further questions about this subject or about personal data, please do not hesitate to contact us at any time using the address provided in the „Imprint” section.

Right to demand processing restrictions

You have the right to demand the imposition of restrictions as far as the processing of your personal data is concerned. To do so, you may contact us at any time at the address provided in using the address provided in the „Imprint” section. The right to demand restriction of processing applies in the following cases:

• In the event that you should dispute the correctness of your data archived by us, we will usually need some time to verify this claim. During the time that this investigation is ongoing, you have the right to demand that we restrict the processing of your personal data.
• If the processing of your personal data was/is conducted in an unlawful manner, you have the option to demand the restriction of the processing of your data in lieu of demanding the eradication of these data.
• If we do not need your personal data any longer and you need them to exercise, defend or claim legal entitlements, you have the right to demand the restriction of the processing of your personal data instead of its eradication.
• If you have raised an objection pursuant to article. 21 paragraph 1 GDPR, your rights and our rights will have to be weighed against each other. As long as it has not been determined whose interests prevail, you have the right to demand a restriction of the processing of your personal data.

If you have restricted the processing of your personal data, these data – with the exception of their archiving – may be processed only with your your consent or in order to claim, exercise or defend legal entitlements or to protect the rights of other natural persons or legal entities or for important public interest reasons cited by the European Union or a member state of the EU.

Objection to advertising e-mails

We herewith object to the use of contact information published in conjunction with the mandatory information to be provided in the Imprint section to send us promotional and information material that we have not expressly requested. The operators of this website and its pages reserve the express right to take legal action in the event of the unsolicited sending of promotional information, for instance via SPAM messages.

4. Recording of data on this website

Cookies

In some instances, our website and its pages use so-called cookies. Cookies do not cause any damage to your computer and do not contain viruses. The purpose of cookies is to make our website more user-friendly, effective and more secure. Cookies are small text files that are placed on your computer and stored by your browser.
Most of the cookies we use are so-called „session cookies” They are automatically deleted after you have left our site. Other cookies will remain archived on your device until you delete them. These cookies enable us to recognise your browser the next time you visit our website.
You can adjust the settings of your browser to make sure that you are notified every time cookies are placed and to enable you to accept cookies only in specific cases or to exclude the acceptance of cookies for specific situations or in general and to activate the automatic deletion of cookies when you close your browser. If you de-activate cookies, the functions of this website may be limited.
Cookies that are required for the performance of the electronic communications transaction or to provide certain functions you want to use (e.g. the shopping cart function), are stored on the basis of article. 6 paragraph 1 letter f GDPR. The website operator has a legitimate interest in storing cookies to ensure the technically error-free and optimised provision of the operator’s services. If a corresponding agreement has been requested (e.g. an agreement to the storage of cookies), the processing takes place exclusively on the basis of article. 6 paragraph 1 letter a GDPR; the agreement can be revoked at any time.
If other cookies (e.g. cookies for the analysis of your browsing patterns) are stored, they will be addressed separately in this Data Protection Declaration.

Cookie consent with Borlabs cookie

Our website uses the Borlabs cookie consent technology to obtain your consent to the storage of certain cookies in your browser and for their data privacy protection compliant documentation. The provider of this technology is Borlabs – Benjamin A. Bornschein, Georg-Wilhelm-Str. 17, 21107 Hamburg, Germany (hereinafter referred to as „Borlabs”).
Whenever you visit our website, a Borlabs cookie will be stored in your browser, which archives any declarations or revocations of consent you have entered. These data are not shared with the provider of the Borlabs technology.
The recorded data shall remain archived until you ask us to eradicate them, delete the Borlabs cookie on your own or the purpose of storing the data no longer exists. This shall be without prejudice to any retention obligations mandated by law. To review the details of Borlabs’ data processing policies, please visit https://de.borlabs.io/kb/welche-daten-speichert-borlabs-cookie/
We use the Borlabs cookie consent technology to obtain the declarations of consent mandated by law for the use of cookies. The legal basis for the use of those cookies is article 6 paragraph 1 letter c GDPR.

Server log files

The provider of this website and its pages automatically collects and stores information in so-called server log files, which your browser automatically communicates to us. The information comprises:

• The type and version of browser used
• The operating system used
• Referrer URL
• The host name of the accessing computer
• The time of the server inquiry
• The IP address

This data is not merged with other data sources.
This data is recorded on the basis of article 6 paragraph 1 letter f GDPR. The operator of the website has a legitimate interest in the technically error-free depiction and the optimization of the operator’s website. In order to achieve this, server log files must be recorded.

Contact form

If you submit inquiries to us via our contact form, the information provided in the contact form as well as any contact information provided therein will be stored by us, in order to handle your inquiry and in the event that we have further questions. We will not share this information without your consent.
The processing of these data is based on article 6 paragraph 1 letter b GDPR, if your request is related to the execution of a contract or if it is necessary to carry out pre-contractual measures. In all other case, the processing is based on our legitimate interest in the effective processing of the requests addressed to us (article 6 paragraph 1 letter f GDPR) or on your agreement (article 6 paragraph 1 letter a GDPR) if it has been requested.
The information you have entered into the contact form shall remain with us until you ask us to eradicate the data, revoke your consent to the archiving of data or if the purpose for which the information is being archived no longer exists (e.g. after we have concluded our response to your inquiry). This shall be without prejudice to any mandatory legal provisions – in particular retention periods.

Request by e-mail, telephone or fax

If you contact us by e-mail, telephone or fax, your request including all resulting personal data (name, request) will be stored and processed by us for the purpose of processing your request. We do not pass these data on without your consent.
The processing of these data is based on article 6 paragraph 1 letter b GDPR, if your request is related to the execution of a contract or if it is necessary to carry out pre-contractual measures. In all other cases, the processing is based on your consent (article 6 paragraph 1 letter a GDPR) and/or on our legitimate interests (article 6 paragraph 1 letter GDPR), since we have a legitimate interest in the effective processing of requests addressed to us.
The data sent by you to us via contact requests remain with us until you request us to delete, revoke your consent to the storage or the purpose for the data storage lapses (e.g. after completion of your request). Mandatory statutory provisions – in particular statutory retention periods – remain unaffected.

Registration on this website

You have the option to register on this website to be able to use additional website functions. We shall use the data you enter only for the purpose of using the respective offer or service you have registered for. The required information we request at the time of registration must be entered completely. Otherwise we shall reject the registration.To notify you of any important changes to the scope of our portfolio or in the event of technical modifications, we shall use the e-mail address provided during the registration process.
We shall process the data entered during the registration process on the basis of your consent (article 6 paragraph. 1 letter a GDPR).
The data recorded during the registration process shall be stored by us as long as you are registered on this website. Subsequently, those data shall be deleted. This shall be without prejudice to mandatory statutory retention obligations.

5. Analysis tools and advertising

Google Analytics

This website uses functions of the web analysis service „Google Analytics”. The provider of this service is Google Ireland Limited („Google“), Gordon House, Barrow Street, Dublin 4, Ireland.
Google Analytics uses so-called cookies. Cookies are text files, which are stored on your computer, enabling the analysis of users’ pattern when visiting the website. The information generated by cookies on your using this website is usually transferred to a Google server in the United States, where it is stored.
The storage of Google Analytics cookies and the utilization of this analysis tool are based on article 6 paragraph 1 letter f GDPR. The operator of this website has a legitimate interest in the analysis of user patterns to optimize both, the services offered online and the operator’s advertising activities. If a corresponding agreement has been requested (e.g. an agreement to the storage of cookies), the processing takes place exclusively on the basis of article 6 paragraph 1 letter a GDPR; the agreement can be revoked at any time.

IP anonymization

On this website, we have activated the IP anonymization function. As a result, your IP address will be abbreviated by Google within the member states of the European Union or in other states that have ratified the Convention on the European Economic Area prior to its transmission to the United States. The complete IP address will be transmitted to one of Google’s servers in the United States and abbreviated there only in exceptional cases. On behalf of the operator of this website, Google shall use this information to analyse your use of this website to generate reports on website activities and to render other services to the operator of this website that are related to the use of the website and the Internet. The IP address transmitted in conjunction with Google Analytics from your browser shall not be merged with other data in Google’s possession.

Browser plug-In

You do have the option to prevent the archiving of cookies by changing pertinent settings of your browser software. However, we have to point out that when doing so, you may not be able to use the full functionality of this website. Moreover, to prevent the recording of the data, generated by the cookie and affiliated with your use of the website (including your IP address) by Google as well as the processing of this data by Google by downloading and installing the browser plug-in, available under the following link: https://tools.google.com/dlpage/gaoptout?hl=en.

Objection to the recording of data

You have the option to prevent the recording of your data by Google Analytics by clicking on the following link: This will result in the placement of an opt-out cookie, which prevents the recording of your data during future visits to this website Disable Google Analytics.
For more information about the handling of user data by Google Analytics, please consult Google’s Data Privacy Policy at
https://support.google.com/analytics/answer/6004245?hl=en.

Order processing

We have concluded an order processing contract with Google and are implementing the stringent provisions of the German data protection agencies completely, when using Google Analytics.

Demographic parameters, provided by Google Analytics

This website uses the function „demographic parameters“, provided by Google Analytics. As a consequence, it is possible to generate reports providing information on the age, gender and interests of website visitors. The sources of this information are interest-related advertising by Google as well as visitor data obtained from third party providers. These data cannot be allocated to a specific individual. You have the option to deactivate this function at any time by changing pertinent settings for advertising in your Google account or you can generally prohibit the recording of your data by Google Analytics as explained in section „Objection to the recording of data.“

Archiving Period

Data on the user or incident level, stored by Google and linked to cookies, user IDs or advertising IDs (e.g. DoubleClick cookies, Android advertising ID) will be anonymized or deleted after 14 months. For details, please click on the following link: https://support.google.com/analytics/answer/7667196?hl=en

6. Newsletter

Newsletter data

If you wish to subscribe to the newsletter offered on this website, we will need from you an e-mail address as well as information, allowing us to verify that you are the owner of the e-mail address provided and consent to the receipt of the newsletter. Further data shall not be collected at all or only on a voluntary basis. We shall use those data only for the sending of the requested information and shall not share them with any third parties.
The processing of the information, entered into the newsletter subscription form shall occur exclusively on the basis of your consent (article 6 paragraph 1 letter a GDPR). You may revoke your consent for the archiving of data, the e-mail address and the use of this information for the sending of the newsletter at any time, for instance by clicking on the „Unsubscribe“ link in the newsletter. This shall be without prejudice to the lawfulness of any data processing transactions that have taken place to date.
The data deposited with us for the purpose of subscribing to the newsletter will be stored by us until you unsubscribe from the newsletter or the newsletter service provider and deleted from the newsletter distribution list after you unsubscribe from the newsletter. Data stored for other purposes with us remain unaffected.
After you unsubscribe from the newsletter distribution list, your e-mail address may be stored by us or the newsletter service provider in a blacklist to prevent future mailings. The data from the blacklist are used only for this purpose and not merged with other data. This serves both your interest and our interest in complying with the legal requirements when sending newsletters (legitimate interest within the meaning of article 6 paragraph 1 letter f GDPR). The storage in the blacklist is indefinite. You may object to the storage if your interests outweigh our legitimate interest.

7. Plug-ins and tools

YouTube with expanded data protection integration

Our website embeds videos of the website „YouTube”. The website operator is Google Ireland Limited („Google“), Gordon House, Barrow Street, Dublin 4, Ireland.
We use YouTube in the expanded data protection mode. According to YouTube, this mode ensures that YouTube does not store any information about visitors to this website before they watch the video. Nevertheless, this does not necessarily mean that the sharing of data with YouTube partners can be ruled out as a result of the expanded data protection mode. For instance, regardless of whether you are watching a video, YouTube will always establish a connection with the Google DoubleClick network.
As soon as you start to play a YouTube video on this website, a connection to YouTube’s servers will be established. As a result, the YouTube server will be notified, which of our pages you have visited. If you are logged into your YouTube account while you visit our site, you enable YouTube to allocate directly your browsing patterns to your personal profile. You have the option to prevent this by logging out of your YouTube account.
Furthermore, after you have started to play a video, YouTube will be able to place various cookies on your device. With the assistance of these cookies, YouTube will be able to obtain information about our website’s visitors. Among other things, this information will be used to generate video statistics with the aim of improving the user-friendliness of the site and to prevent attempts to commit fraud. These cookies will stay on your device until you delete them.
Under certain circumstances, additional data processing transactions may be triggered after you have started to play a YouTube video, which are beyond our control.
The use of YouTube is based on our interest in presenting our online content in an appealing manner. Pursuant to article 6 paragraph 1 letter f GDPR, this is a legitimate interest. If a corresponding agreement has been requested (e.g. an agreement to the storage of cookies), the processing takes place exclusively on the basis of article 6 paragraph 1 letter a GDPR; the agreement can be revoked at any time.
For more information on how YouTube handles user data, please consult the YouTube Data Privacy Policy under https://policies.google.com/privacy?hl=en.

8. eCommerce and payment service providers

Processing of data (customer and contract data)

We collect, process and use personal data only to the extent necessary for the establishment, content organization or change of the legal relationship (data inventory). These actions are taken on the basis of article 6 paragraph 1 letter b GDPR, which permits the processing of data for the fulfilment of a contract or pre-contractual actions. We collect, process and use personal data concerning the use of this website (usage data) only to the extent that it is necessary to enable the users to utilize the services and to bill for them.
The collected customer data shall be eradicated upon completion of the order or the termination of the business relationship. This shall be without prejudice to any statutory retention mandates.